Essential Japanese Vocabulary for Banking189

When conducting business in Japan, it is important to have a basic understanding of the Japanese language, especially if you need to engage in banking transactions. Knowledge of banking terminology will enable you to communicate effectively with bank tellers, loan officers, and other financial professionals. This article provides a comprehensive list of essential Japanese banking vocabulary to help you navigate the Japanese financial system with confidence.

Basic Terms
銀行 (ぎんこう, ginkou): Bank
口座 (こうざ, kouza): Account
預金 (よきん, yokin): Deposit
出金 (しゅっきん, shukkin): Withdrawal
残高 (ざんこう, zankou): Balance
キャッシュカード (きゃっしゅかーど, kyasshukaado): Cash card/Debit card
クレジットカード (くれじっとかーど, kurejittokaado): Credit card

Types of Accounts
普通預金 (ふつうよきん, futsuuyokin): Regular deposit account
定期預金 (ていきよきん, teikiyokin): Time deposit account
外貨預金 (がいかよきん, gaikayokin): Foreign currency deposit account
当座預金 (とうざよきん, touzayokin): Current account

Account Information
口座番号 (こうざばんごう, kouzabangou): Account number
名義人 (めいぎにん, meiginin): Account holder's name
支店 (してん, shiten): Branch
店番 (てんばん, tenban): Branch number
銀行コード (ぎんこうこーど, ginkoukoodo): Bank code

Banking Transactions
入金 (にゅうきん, nyuukin): Deposit
送金 (そうきん, soukin): Transfer
振り込み (ふりこみ, furikomi): Fund transfer
引き落とし (ひきおとし, hiki otoshi): Withdrawal
支払い (しはらい, shiharai): Payment

Loan-Related Terms
ローン (ろーん, roon): Loan
借り入れ (かりいれ, kariire): Borrowing
返済 (へんさい, hensaai): Repayment
金利 (きんり, kinri): Interest rate
保証人 (ほしょうにん, hoshounin): Guarantor

Investment-Related Terms
投資 (とうし, toushi): Investment
株式 (かぶしき, kabushiki): Stocks
債券 (さいけん, saiken): Bonds
投資信託 (とうししんたく, toushishintaku): Investment trust
ファンド (ふぁんど, fando): Fund

Other Useful Terms
窓口 (まどぐち, madoguchi): Teller
ATM (えーてぃーえむ, aatii emu): ATM machine
送金手数料 (そうきんてすうりょう, soukin tesuuryou): Transfer fee
印鑑 (いんかん, inkan): Seal (used for official documents)
銀行振込 (ぎんこうふりこみ, ginkoufurikomi): Bank transfer

By familiarizing yourself with these essential Japanese banking vocabulary terms, you can ensure smooth and effective communication during your financial transactions in Japan. It is also recommended to practice speaking and listening to these words to improve your fluency and comprehension. Whether you are opening an account, making a deposit, or applying for a loan, having a strong understanding of banking terminology will empower you to navigate the Japanese financial system with confidence.

2024-11-08

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